F.A.Q

How will escrow help me?

Escrow reduces the risk of a transaction problem. Having a third party hold funds on a transaction until both parties are satisfied. With escrow, the buyer places funds into an escrow account. The seller will then provide the goods or services as specified. Having received the goods or services, the buyer approves the release of funds to finalize the transaction.

What if the other party won’t approve the release of funds?

A mutual agreement must be signed, for money held between two parties in American United Escrow, before any funds are sent to the seller or buyer. Neither party can simply “withdraw” the money. Without the approval of the buyer, sellers cannot access funds. The same way, buyers cannot access the funds without the action first being approved by the seller. So it is in the utmost interest of the parties to resolve disputes to access the funds held in Escrow. When a compromise or conclusion is reached, Escrow allows the release as agreed to both the buyer and the seller.

Who is American United Escrow?

We are an United States of America owned and operated private company. Find out more on our About Us or Vision and Strategy page.

How does Escrow work?

One party (seller) requests an amount of money be secured in American United Escrow in order to satisfy a particular condition. The funds are paid into Escrow Account by the buyer, and both parties are advised the funds are secured in American United Escrow. Once the conditions for release are met, the seller requests release of part/all of the funds. If the buyer approves, the funds are released and paid by American United Escrow as directed.

Who holds the money?

Money in American United Escrow is paid directly to, and held by Escrow Account. When a release request is approved by both parties American United Escrow passes this information on to Escrow who make the payment directly to the appropriate party or parties.

What is Escrow?

Escrow is a contractual arrangement where a third party receives, and then disburses funds on behalf of two other parties subject to certain agreed conditions.

Is the money invested in the stock market?

All money in American United Escrow is deposited in at-call accounts and immediately accessible.

Are escrow funds segregated?

Yes. All funds in escrow are kept in segregated escrow accounts under the control of American United Escrow.

How much needs to be secured in Escrow?

American United Escrow accounts have been designed with most situations and industries in mind. There are no minimum or maximum transaction amounts.

Does American United Escrow support refunds or partial releases?

Yes. Provided both parties agree, funds can be split however you want. You may also partially release funds, with the remainder carried over into a new “milestone” for future release.

How do I make payments into American United Escrow?

You can make payments into Escrow via bank wire transfer.
Please note that American United Escrow does not accept cash, cash deposits or cheques. These funds will be returned to you at your expense.

Why do I need to verify my identity?

American United Escrow is required to collect and verify information on all clients in order to comply with Anti-Money Laundering and Counter-Terrorist Financing legislation. You may pass the required ID checks online or you may receive a phone call from our office to confirm your identity as an individual or company.